Ripple has expanded its treasury management platform to include direct support for digital assets, enabling corporate finance teams to manage both cryptocurrencies and fiat balances within a single environment.
The update introduces Digital Asset Accounts alongside a consolidated dashboard that pulls together balances from bank accounts, custody providers and onchain wallets. This setup gives treasury teams a unified, real-time view of their total holdings across both traditional and digital financial systems.
The platform supports assets such as XRP and Ripple USD, with balances updated continuously and recorded alongside fiat activity. Through API integrations, external custodians can connect to the system, allowing transaction data to sync automatically without requiring separate tracking tools.
Rather than relying on standalone crypto platforms, the new functionality embeds digital asset management directly into treasury workflows. According to Ripple, this approach helps reduce manual reconciliation and eliminates fragmented reporting across multiple banking and custody channels.
Mark Johnson explained that the goal is to position digital assets as “a core part of treasury operations,” allowing companies to manage them in parallel with traditional balances while supporting use cases such as stablecoin-based settlement and generating yield on idle funds.
The rollout follows Ripple’s $1 billion acquisition of GTreasury in October. The product is currently available to select customers in beta, with broader availability expected to vary depending on regulatory conditions in different regions.
The development reflects a broader trend across financial markets, where institutions are moving beyond initial experimentation toward deeper integration of digital assets into existing infrastructure. A March survey conducted by Ripple found that 72% of more than 1,000 global finance leaders believe offering digital asset solutions is becoming essential for maintaining competitiveness. The focus is increasingly shifting toward custody, security and scalable infrastructure rather than basic adoption.
This transition is also visible across the wider financial ecosystem. Visa has expanded its settlement systems to support additional stablecoins and blockchain networks, building on earlier implementations using USDC. Meanwhile, JPMorgan has extended the use of its JPM Coin token, enabling institutional clients to move funds on blockchain networks with near real-time settlement.
Similar developments are emerging in capital markets, where firms are exploring tokenized versions of traditional instruments, signaling a continued convergence between digital assets and conventional financial infrastructure.
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