Aging Could Boost Bitcoin Demand
Global demographic shifts and rising personal wealth may significantly boost demand for cryptocurrencies in the coming decades. According to a research report by the Federal Reserve Bank of Kansas City, this trend could continue until 2100 – fundamentally transforming the investment landscape, including the role of Bitcoin.
Fed: Aging population will drive demand for assets
“The aging of the population means a continuation of the upward trend in demand for assets seen in recent decades,” stated the report published on August 25, 2025. The Federal Reserve expects that global population aging and higher savings will increase demand for investment assets. This could also contribute to a long-term decline in real interest rates, traditionally boosting the appeal of alternative investments – including Bitcoin.
Bitcoin as “digital gold” for older generations
While cryptocurrencies are still considered risky investments today, their perception among older generations is gradually changing. According to Gracy Chen, CEO of the crypto exchange Bitget, clearer regulations and institutional products such as ETFs could lead older investors to view Bitcoin similarly to gold.
“With growing government support and a proven ability to preserve value, the older population’s view of Bitcoin will change over the next 75 years. Gradually, they’ll begin to see it as ‘digital gold,’” Chen told Cointelegraph.
The share of Bitcoin in investors’ portfolios is already increasing — in May 2025, it made up around 31% of total assets, compared to 25.4% in November 2024.
Younger investors lead, but older generations have room to grow
According to data from the crypto payment company Triple-A, around 34% of all crypto holders at the end of 2024 were aged 24 to 35. This demographic group currently drives most crypto demand, but experts believe that the share of older investors could grow significantly in the future.
Growing wealth increases appetite for risk
Rising global wealth is expected to make investors more willing to diversify their portfolios and seek new opportunities, including cryptocurrencies.
While older generations may favor established cryptocurrencies such as Bitcoin, younger and more tech-savvy investors are expected to explore altcoins and new blockchain projects more actively.
Sources:
https://cointelegraph.com/news/aging-wealth-fuels-crypto-demand-until-2100
https://www.kansascityfed.org/documents/11206/AMRS_Jackson_Hole_Final.pdf