Giới trẻ Úc tiếc vì không mua bitcoin sớm hơn
More than 40% of Australians from Generation Z and millennials admit that their biggest financial mistake was not investing in cryptocurrencies a decade ago, according to a survey by the Swyftx platform conducted by YouGov among 3,000 respondents.
The study revealed that nearly half of Australians under 35 regret “missing the train” with Bitcoin. The second most common regret was not buying property or investing in tech giants like Apple and Amazon.
Bitcoin at $400, Now Over $100,000
In 2015, bitcoin traded between $172 and $465 — at the end of the then bear market. Since then, its value has surged more than 23,000%, currently hovering around $107,500.
According to Swyftx, growing interest in crypto stems not only from the fear of missing out but also from structural purchases of digital assets by large institutions — from corporations and governments to U.S. pension funds.
Crypto as a path to homeownership
A Swyftx spokesperson told Cointelegraph that many young Australians feel excluded from the housing market and see crypto as an alternative way to one day afford their own home.
Australia ranks among the six most expensive property markets in the world, according to Australian Property Investor— right behind Switzerland, South Korea, Luxembourg, Austria, and Norway.
“Younger investors want riskier but high-yield asset classes in their portfolios. Our data show that they know crypto well and understand how it works,” the Swyftx spokesperson added.
Overall, up to 80% of Australians under 50 said they regret their investment decisions over the past decade.
Stocks vs. Crypto: The Gap Is Closing
The gap between those planning to invest in stocks and those buying cryptocurrencies has narrowed by half since 2022.According to Swyftx CEO Jason Titman, within the next two years the number of young investors buying bitcoin could match those investing in traditional stocks. However, regulation remains the key factor.
“The data clearly show that millions of new investors will enter the market once the crypto sector is regulated,” said the Swyftx spokesperson. Australia’s center-left Labor government introduced a new framework in March to regulate crypto exchanges under existing financial services laws.
Gen Z earns and side-hustles through crypto
Generation Z — those born between 1996 and 2010 — also use cryptocurrencies as a way to earn extra income. This group reports the highest profits, averaging 9,958 AUD among 82% of those who made money from crypto. Overall, 78% of Australian crypto investors said they were in profit last year, mainly due to record market prices. “Our younger clients have a longer investment horizon, and they aren’t too concerned about the volatility of bitcoin or other cryptocurrencies,” the Swyftx spokesperson concluded.
Sources:
https://cointelegraph.com/news/a-brief-history-of-bitcoin-crashes-and-bear-markets-2009-2022
https://cointelegraph.com/news/young-australians-crypto-regret-swyftx-survey-2025