Cryptocurrency payments are gaining traction among different user groups for both everyday purchases and high-value transactions, signaling the evolution of digital assets from purely speculative tools to practical payment options.

Gen Z leads in daily crypto use, with 39% spending on gaming and 36% on daily essentials and travel bookings. Meanwhile, Gen X is more prominent in higher-value transactions, with 40% using crypto for travel, digital products, and even real estate, according to a Bitget Wallet survey of 4,599 users shared with Cointelegraph. The data highlights growing interest in crypto’s real-world utility, with gaming, daily purchases, and travel emerging as the top spending categories.

Millennials appear to adopt crypto for a broader range of expenses, from travel and digital subscriptions to various online goods, suggesting a high level of familiarity with digital assets.

Bitget Wallet’s chief marketing officer, Jamie Elkaleh, noted that widespread merchant adoption is improving the crypto payment experience. “QR codes for small merchants and card integrations for larger retailers help crypto payments seamlessly align with familiar consumer shopping habits, while allowing merchants to bypass the complexities of exchanges,” he told Cointelegraph.

Regionally, different factors influence crypto spending habits. In Southeast Asia, gaming and gifting are the most common categories, with 41% of users preferring crypto for these purposes. East Asia shows the highest global usage for daily purchases and digital goods, also at 41%.

In Africa, cryptocurrency plays a significant role in cross-border educational payments, used by 38% of users in areas with limited access to traditional banking. In Latin America, 38% use crypto for digital products and 35% for online shopping.

In the Middle East, users show strong interest in luxury and lifestyle-related crypto spending, with 31% preferring it for luxury goods and 29% for car purchases. This regional interest aligns with recent developments, such as Emirates signing a memorandum of understanding with Crypto.com to integrate Crypto.com Pay into its payment systems.

Sources:

https://cointelegraph.com/news/crypto-payments-trend-genz-genx-global-bitget-report

https://drive.google.com/file/d/12EAtL5XMCQrprfF1QZrUmcC1SFBAVWpr/view